Banking that moves at volt speed.

Send, receive, borrow, invest and trade crypto from one account. Pick your account type, choose your currency, and you're live in under 3 minutes.

Trusted worldwide
Bank-grade security · 5 currencies
9:41
D
Alex Morgan
Premium · USD
VPVISA
Total Balance
$12,450.75
Request Send Money
Transactions
Withdraw
15:22 · 2026-10-08
+149.87
Groceries
08:12 · 2026-10-07
-289.99
9:41
My Cards
Total Balance
$12,450.75
56%
28%
16%
Cards
VISA**** 8745
**** 3419
VPVISA
Balance
$9,175.44
Add New Card

TRUSTED BY TEAMS & PARTNERS WORLDWIDE

NorthBankGlobalPaySafeVaultFXCoreChainLinkHudson ExchangeFlashwireHexa LabsNorthBankGlobalPaySafeVaultFXCoreChainLinkHudson ExchangeFlashwireHexa Labs
0
Active users
0
Moved every year
0
Major currencies
0
Countries reached
Everything in one app

One account. Every money move.

Send & Receive

Instant transfers to any bank or VoltPay tag. Pick a purpose and get a shareable receipt.

Personal & Business Loans

Get up to $50,000 for your business with approval in 24 hours.

Buy & Sell Shares

Trade top US stocks on NASDAQ and NYSE from $1 with fractional shares.

Crypto In & Out

Deposit or withdraw BTC, ETH, USDT, BNB and SOL. Connect MetaMask.

Bills Payment

Electricity, mobile, internet, streaming TV, water and tuition.

Virtual & Physical Cards

Create cards in seconds, freeze them instantly, set limits.

Mobile + Web

The same app on your phone and your laptop.

The web dashboard uses the same design as the mobile app: dark cards, a lime action panel, and a floating bottom bar on small screens. Resize this page and watch it turn into the phone layout.

  • Net worth with Assets / Liabilities tabs
  • Lime quick-action panel: Send, Receive, Billing, Card
  • Desktop overview with spending limit and monthly bills
Open the live dashboard
9:41
Net Worth
Total Assets
$48,920
Cash Balance
Wallets
$12,450
77%
Stocks
Apple, NVDA
$7,860
23%
Credit card
Link external account
9:41
Jordan Lee
Everyday · GBP
AccountsCardsStocks
Total Balance
$87,843.00USDT
Send
Receive
Billing
Card
Confirm your email
Keep your account extra secure
Verify email
Account types

Pick the account that fits you.

Compare all packages
Savings

Earn 6.5% interest yearly on your balance.

Open Savings
Current

Unlimited everyday transfers and payments.

Open Current
Business

Invoices, payroll and business loans.

Open Business
Student

Zero fees for students under 25.

Open Student
Premium

Metal card, lounge access, 2% cashback.

Open Premium
Multi-currency

Hold 25 currencies. Switch in a tap.

🇺🇸 USD · US Dollar 🇪🇺 EUR · Euro 🇬🇧 GBP · British Pound 🇨🇦 CAD · Canadian Dollar 🇯🇵 JPY · Japanese Yen 🇦🇺 AUD · Australian Dollar 🇨🇭 CHF · Swiss Franc 🇨🇳 CNY · Chinese Yuan 🇮🇳 INR · Indian Rupee 🇳🇬 NGN · Nigerian Naira 🇲🇽 MXN · Mexican Peso 🇧🇷 BRL · Brazilian Real 🇿🇦 ZAR · South African Rand 🇰🇷 KRW · South Korean Won 🇸🇬 SGD · Singapore Dollar 🇭🇰 HKD · Hong Kong Dollar 🇦🇪 AED · UAE Dirham 🇳🇿 NZD · New Zealand Dollar 🇸🇪 SEK · Swedish Krona 🇳🇴 NOK · Norwegian Krone 🇩🇰 DKK · Danish Krone 🇵🇱 PLN · Polish Zloty 🇹🇷 TRY · Turkish Lira 🇬🇭 GHS · Ghanaian Cedi 🇰🇪 KES · Kenyan Shilling

Real-time exchange with a flat 0.5% fee. No hidden markups.

Currency converter
How it works

Live in 3 simple steps

01

Sign up

Enter your name, email and phone. No paperwork.

02

Pick account & currency

Choose Savings, Current, Business, Student or Premium plus your main currency.

03

Fund & go

Add money by bank, card or crypto and start sending.

Family using phone
$500.00 sent to Mum
Family Support · just now
Fee
$0.00
Send & receive

Every transfer has a purpose.

Tag each transfer so you always know where your money went. VoltPay builds your spending report automatically.

Family Support
Bills
Groceries
Rent
School Fees
Business
Gift
Health
Cards

Cards that live in your pocket and your browser.

Freeze in one tap

Lost your card? Freeze it from the app instantly.

Spend in 150+ countries

VISA and Mastercard accepted everywhere.

Set spending limits

Daily, monthly and per-merchant controls.

VP
**** **** **** 1102
ALEX MORGANVISA
VPPhysical
**** **** **** 3419
ALEX MORGAN02/28
VPVISA
Balance
$9,175.44
**** 8745
Business team
Personal Loan
Up to $10,000 · from 12% p.a.
Business Loan
Up to $50,000 · from 9% p.a.
Loans

Borrow smart. Repay easy.

$10,000
12 months
Monthly payment
$888.49
Total repay
$10,661.85
Invest

Buy and sell shares from $1.

Own a slice of Apple, Tesla, NVIDIA or Coca-Cola: top US stocks on NASDAQ and NYSE, with fractional shares. Zero commission on your first 10 trades.

Stock chart
Top movers today
Live
GOOGL
Alphabet Inc. (Google)
GOOGL
$279.84
12.61%
TSLA
Tesla Inc.
TSLA
$399.81
7.41%
NFLX
Netflix Inc.
NFLX
$62.08
5.73%
META
Meta Platforms Inc.
META
$614.99
4.3%
AMZN
Amazon.com Inc.
AMZN
$240.35
3.08%
BTC $77,460.00 ▲0.57%ETH $2,252.91 ▲0.71%USDT $1.00 ▲0.05%BNB $702.71 ▲0.2%SOL $95.53 ▼0.36%BTC $77,460.00 ▲0.57%ETH $2,252.91 ▲0.71%USDT $1.00 ▲0.05%BNB $702.71 ▲0.2%SOL $95.53 ▼0.36%BTC $77,460.00 ▲0.57%ETH $2,252.91 ▲0.71%USDT $1.00 ▲0.05%BNB $702.71 ▲0.2%SOL $95.53 ▼0.36%
Crypto & Web3

Send crypto in. Send crypto out.

Deposit to your personal VoltPay wallet address, withdraw to any external wallet, or connect MetaMask directly. Supports Bitcoin, Ethereum (ERC-20), BNB Chain (BEP-20), Tron (TRC-20) and Solana.

BBitcoin EEthereum UTether BBNB SSolana
Connected address: —
Crypto
Your crypto portfolio
$27,486.20
+3.2% today
Bills payment

Pay every bill in seconds.

Security
Security

Your money is locked down.

Biometric login
256-bit encryption
Transaction PIN
Insured deposits
Explore

Learn more about VoltPay

Loved by users

What people are saying

"I got a business loan approved in one day and wired my suppliers in Texas the same afternoon."

Chinedu Okafor
Chinedu Okafor
Small business owner

"I get paid in USD and GBP and convert to dollars when the rate is good. The receipts are beautiful."

Sarah Mitchell
Sarah Mitchell
Freelance designer

"The Student account has zero fees, and tagging transfers as "School Fees" helps me budget."

Amaka Johnson
Amaka Johnson
University student
Learn

Money tips & news

Help centre
5 ways to save on everyday bills
Savings
5 ways to save on everyday bills
4 min read
Stablecoins explained for beginners
Crypto
Stablecoins explained for beginners
5 min read
How to qualify for a business loan
Business
How to qualify for a business loan
6 min read
FAQ

Questions? Answered.

Transfers between VoltPay users are instant. Bank transfers usually arrive within 5 minutes.

Yes. Go to Settings → Account and upgrade or switch at any time.

BTC, ETH, USDT, BNB and SOL. You can deposit from or withdraw to any external wallet.

Open a Business account, add your EIN and company documents and apply under Loans. Most decisions take 24 hours.

VoltPay uses bank-grade encryption, two-step login with a PIN, and real-time fraud checks on every transfer.

Ready to move money at volt speed?

Open your account in 3 minutes. On your phone, install VoltPay as an app from your browser.

Open account